Buying a house in London, Ontario

Buying a house in London, Ontario is a sequence, not a portal. London Buyers Agent is a real estate group for that sequence. It is not one agent, and it is not a firm. This page does not list houses.

The order is written representation, then the offer, then the conditions, then the lawyer. A tour that comes before the writing sorts out whose side you are on in the same hour as the deposit. That is a poor hour for the discovery.

A blank page and a kraft envelope. Not a listing, and not a London street.

Representation before a tour

RECO says a representation agreement must be put in writing and presented as soon as possible. If you do not want to sign an agreement, you should not expect an agent to provide services, including showing you homes. It is the law for an Ontario agent to provide the RECO Information Guide before offering services or assistance.

Without that writing, you are a self-represented party. You can still buy. You do not get advice from the listing agent. Once retained, that agent represents the seller. The status is on before you tour. Search the RECO register yourself. This page names no registrant.

The offer is more than the price

The offer still has to settle the deposit, the closing day, inclusions, and conditions such as inspection and financing. The price is one term. A seller reads the whole document. This page will not tell you to go higher or lower, and it will not say which offer wins.

RECO calls a home inspection one of the most common conditions in an offer. Skipping it can be tempting. It is a decision, not a step this page will tell you to drop. A financing condition is a defined period to confirm you can fund the purchase on the terms you intend. The terms are on the offer.

Then the lawyer

Land transfer tax is paid to the province when the transaction closes. The Ministry of Finance publishes the tax, the first-time homebuyer refund rules, and a separate note on HST for a new home. This page does not calculate any of it. The categories, and the ceilings this site will copy, are on costs the lawyer calculates. Title and legal advice sit with the lawyer, not with the agent.

Byron, Masonville, and Pond Mills each have a note on neighbourhoods. Those pages use City and library sources. They do not rank the places, and a neighbourhood name is not a reason to skip the writing.

Sending the form asks for a reply. It does not hire anyone, and it does not make an offer. Nothing here is legal advice.

Questions

Does this page list houses for sale in London?

No. This page is the sequence for a purchase. It does not list houses, and it does not print a price.

When should representation be settled?

Before a tour, if you want advice. Without a written agreement, you tour as a self-represented party, and the listing agent represents the seller once retained.